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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,393 | $87,037-53.6% | $106,201-62.0% | $80,874-50.1% |
| Participation rate | 94.3% | 70.4%+23.8pp | 75.3%+19.0pp | 67.6%+26.6pp |
| Annual return | 7.88% | 17.05%-9.2pp | 116.26%-108.4pp | 35.62%-27.7pp |
| Employer contribution / active EE | $859 | $2,396-64.2% | $3,170-72.9% | $2,756-68.8% |
| Participant deferral / active EE | $2,207 | $3,986-44.6% | $5,012-56.0% | $4,297-48.6% |
| Admin fee / account holder | $10,967 | $8,434+30.0% | $11,039-0.7% | $6,935+58.1% |