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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,897 | $94,031+197.7% | $115,768+141.8% | $82,448+239.5% |
| Participation rate | 87.0% | 70.4%+16.5pp | 74.4%+12.6pp | 68.1%+18.9pp |
| Annual return | 14.80% | 20.61%-5.8pp | 100.46%-85.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,001 | $2,323-56.9% | $2,940-65.9% | $2,551-60.8% |
| Participant deferral / active EE | $9,334 | $3,972+135.0% | $4,917+89.8% | $4,139+125.5% |
| Admin fee / account holder | $18,782 | $10,249+83.3% | $12,439+51.0% | $7,234+159.6% |