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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $586,248 | $108,825+438.7% | $156,181+275.4% | $82,448+611.1% |
| Participation rate | 92.5% | 72.4%+20.1pp | 78.8%+13.7pp | 68.1%+24.4pp |
| Annual return | 26.86% | 20.59%+6.3pp | 64.87%-38.0pp | 41.64%-14.8pp |
| Employer contribution / active EE | $13,225 | $2,870+360.8% | $4,294+208.0% | $2,551+418.4% |
| Participant deferral / active EE | $8,160 | $4,577+78.3% | $6,132+33.1% | $4,139+97.1% |
| Admin fee / account holder | $29,547 | $9,341+216.3% | $14,586+102.6% | $7,234+308.4% |