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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $761,112 | $75,541+907.6% | $152,093+400.4% | $82,637+821.0% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.33% | 32.56%-21.2pp | 66.36%-55.0pp | 53.51%-42.2pp |
| Employer contribution / active EE | $7,269 | $2,622+177.2% | $4,175+74.1% | $2,552+184.8% |
| Participant deferral / active EE | $6,260 | $3,206+95.3% | $5,451+14.8% | $4,126+51.7% |
| Admin fee / account holder | $9,917 | $6,405+54.8% | $14,497-31.6% | $7,339+35.1% |