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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,935 | $183,592+21.4% | $155,574+43.3% | $145,877+52.8% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 9.41% | 61.37%-52.0pp | 64.87%-55.5pp | 551.28%-541.9pp |
| Employer contribution / active EE | $2,261 | $5,317-57.5% | $4,676-51.6% | $4,663-51.5% |
| Participant deferral / active EE | $6,843 | $6,466+5.8% | $5,629+21.6% | $6,691+2.3% |
| Admin fee / account holder | $46,207 | $19,316+139.2% | $15,914+190.3% | $13,402+244.8% |