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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,017 | $57,073-73.7% | $85,126-82.4% | $80,925-81.4% |
| Participation rate | 89.2% | 56.4%+32.8pp | 67.5%+21.7pp | 67.7%+21.5pp |
| Annual return | 8.39% | 21.69%-13.3pp | 66.63%-58.2pp | 35.65%-27.3pp |
| Employer contribution / active EE | $1,938 | $1,801+7.6% | $2,731-29.0% | $2,756-29.7% |
| Participant deferral / active EE | $1,197 | $3,113-61.6% | $4,523-73.5% | $4,299-72.2% |
| Admin fee / account holder | $2,955 | $4,988-40.8% | $6,160-52.0% | $6,940-57.4% |