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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,017 | $57,140-73.7% | $85,240-82.4% | $80,959-81.5% |
| Participation rate | 89.2% | 56.4%+32.8pp | 67.5%+21.7pp | 67.7%+21.5pp |
| Annual return | 8.39% | 21.71%-13.3pp | 66.75%-58.4pp | 35.67%-27.3pp |
| Employer contribution / active EE | $1,938 | $1,802+7.6% | $2,735-29.1% | $2,757-29.7% |
| Participant deferral / active EE | $1,197 | $3,115-61.6% | $4,527-73.6% | $4,300-72.2% |
| Admin fee / account holder | $2,955 | $4,992-40.8% | $6,165-52.1% | $6,925-57.3% |