Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,156 | $106,864-14.7% | $147,318-38.1% | $82,637+10.3% |
| Participation rate | 39.7% | 75.5%-35.8pp | 82.1%-42.3pp | 68.1%-28.3pp |
| Annual return | 12.39% | 27.49%-15.1pp | 70.43%-58.0pp | 53.51%-41.1pp |
| Employer contribution / active EE | $731 | $3,417-78.6% | $4,593-84.1% | $2,552-71.4% |
| Participant deferral / active EE | $2,282 | $6,496-64.9% | $7,906-71.1% | $4,126-44.7% |
| Admin fee / account holder | $19,414 | $8,415+130.7% | $13,708+41.6% | $7,339+164.5% |