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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,799 | $71,197+109.0% | $93,669+58.9% | $80,925+83.9% |
| Participation rate | 88.5% | 60.4%+28.1pp | 68.7%+19.7pp | 67.7%+20.8pp |
| Annual return | 14.81% | 11.27%+3.5pp | 133.59%-118.8pp | 35.65%-20.8pp |
| Employer contribution / active EE | $1,251 | $1,565-20.0% | $2,424-48.4% | $2,756-54.6% |
| Participant deferral / active EE | $4,451 | $4,036+10.3% | $4,416+0.8% | $4,299+3.5% |
| Admin fee / account holder | $27,073 | $6,959+289.0% | $8,291+226.5% | $6,940+290.1% |