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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,579 | $178,174-57.0% | $156,181-51.0% | $137,256-44.2% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.8%-12.2pp | 80.0%-13.3pp |
| Annual return | 18.45% | 84.19%-65.7pp | 64.87%-46.4pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,105 | $4,972-57.7% | $4,294-51.0% | $4,156-49.3% |
| Participant deferral / active EE | $5,236 | $6,888-24.0% | $6,132-14.6% | $6,407-18.3% |
| Admin fee / account holder | $775 | $17,404-95.5% | $14,586-94.7% | $12,270-93.7% |