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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,030 | $234,190-53.9% | $180,320-40.1% | $198,609-45.6% |
| Participation rate | 76.5% | 77.1%-0.6pp | 71.5%+4.9pp | 82.4%-5.9pp |
| Annual return | 19.62% | 1057.44%-1037.8pp | 778.54%-758.9pp | 202.70%-183.1pp |
| Employer contribution / active EE | $2,199 | $5,258-58.2% | $4,108-46.5% | $5,055-56.5% |
| Participant deferral / active EE | $4,548 | $4,988-8.8% | $4,304+5.7% | $6,977-34.8% |
| Admin fee / account holder | $4,221 | $12,558-66.4% | $10,000-57.8% | $19,030-77.8% |