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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,613 | $167,415+64.0% | $140,514+95.4% | $198,609+38.3% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 11.77% | 13.85%-2.1pp | 14.36%-2.6pp | 202.70%-190.9pp |
| Employer contribution / active EE | $15,359 | $4,088+275.7% | $3,378+354.6% | $5,055+203.8% |
| Participant deferral / active EE | $2,320 | $5,579-58.4% | $4,919-52.8% | $6,977-66.8% |
| Admin fee / account holder | $178,542 | $16,730+967.2% | $13,697+1203.5% | $19,030+838.2% |