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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,613 | $124,425+120.7% | $112,040+145.1% | $137,256+100.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.77% | 24.72%-13.0pp | 24.52%-12.8pp | 220.34%-208.6pp |
| Employer contribution / active EE | $15,359 | $3,411+350.2% | $2,954+419.9% | $4,156+269.6% |
| Participant deferral / active EE | $2,320 | $5,718-59.4% | $5,098-54.5% | $6,407-63.8% |
| Admin fee / account holder | $178,542 | $15,207+1074.1% | $12,098+1375.8% | $12,270+1355.1% |