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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,452 | $73,787+41.6% | $98,716+5.8% | $82,448+26.7% |
| Participation rate | 76.9% | 61.4%+15.5pp | 69.3%+7.6pp | 68.1%+8.9pp |
| Annual return | 14.88% | 18.57%-3.7pp | 31.81%-16.9pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,096 | $1,511-27.5% | $2,279-51.9% | $2,551-57.0% |
| Participant deferral / active EE | $3,489 | $3,081+13.2% | $4,048-13.8% | $4,139-15.7% |
| Admin fee / account holder | $51,420 | $6,500+691.0% | $8,703+490.8% | $7,234+610.8% |