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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,512 | $161,352+218.3% | $134,172+282.7% | $137,256+274.1% |
| Participation rate | 92.3% | 78.3%+14.0pp | 72.5%+19.8pp | 80.0%+12.3pp |
| Annual return | 12.19% | 28.72%-16.5pp | 25.30%-13.1pp | 220.34%-208.1pp |
| Employer contribution / active EE | $2,853 | $4,099-30.4% | $3,420-16.6% | $4,156-31.3% |
| Participant deferral / active EE | $3,475 | $5,552-37.4% | $4,690-25.9% | $6,407-45.8% |
| Admin fee / account holder | $90,521 | $15,028+502.4% | $12,016+653.3% | $12,270+637.7% |