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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,887 | $105,284+73.7% | $150,734+21.3% | $94,015+94.5% |
| Participation rate | 87.7% | 71.7%+15.9pp | 78.4%+9.2pp | 70.8%+16.9pp |
| Annual return | 8.73% | 15.67%-6.9pp | 600.81%-592.1pp | 17.84%-9.1pp |
| Employer contribution / active EE | $7,945 | $3,599+120.8% | $4,918+61.5% | $2,790+184.8% |
| Participant deferral / active EE | $5,634 | $4,274+31.8% | $5,610+0.4% | $4,249+32.6% |
| Admin fee / account holder | $25,927 | $9,839+163.5% | $14,905+73.9% | $8,951+189.6% |