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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,163 | $124,425-21.9% | $112,040-13.3% | $137,256-29.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 9.78% | 24.72%-14.9pp | 24.52%-14.7pp | 220.34%-210.6pp |
| Employer contribution / active EE | $2,481 | $3,411-27.3% | $2,954-16.0% | $4,156-40.3% |
| Participant deferral / active EE | $4,931 | $5,718-13.8% | $5,098-3.3% | $6,407-23.0% |
| Admin fee / account holder | $70,045 | $15,207+360.6% | $12,098+479.0% | $12,270+470.9% |