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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,496 | $53,063-59.5% | $124,206-82.7% | $82,637-74.0% |
| Participation rate | 20.7% | 58.4%-37.7pp | 69.6%-48.9pp | 68.1%-47.4pp |
| Annual return | 21.87% | 68.87%-47.0pp | 515.27%-493.4pp | 53.51%-31.6pp |
| Employer contribution / active EE | $811 | $1,530-47.0% | $3,540-77.1% | $2,552-68.2% |
| Participant deferral / active EE | $1,399 | $2,644-47.1% | $3,968-64.7% | $4,126-66.1% |
| Admin fee / account holder | $245 | $4,281-94.3% | $5,929-95.9% | $7,339-96.7% |