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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,496 | $52,353-58.9% | $120,225-82.1% | $82,448-73.9% |
| Participation rate | 20.7% | 58.3%-37.6pp | 69.6%-48.9pp | 68.1%-47.4pp |
| Annual return | 21.87% | 61.85%-40.0pp | 439.23%-417.4pp | 41.64%-19.8pp |
| Employer contribution / active EE | $811 | $1,510-46.3% | $3,475-76.7% | $2,551-68.2% |
| Participant deferral / active EE | $1,399 | $2,627-46.8% | $3,999-65.0% | $4,139-66.2% |
| Admin fee / account holder | $245 | $4,363-94.4% | $5,696-95.7% | $7,234-96.6% |