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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,695 | $106,749-49.7% | $145,433-63.1% | $82,448-34.9% |
| Participation rate | 75.5% | 75.6%-0.2pp | 82.1%-6.6pp | 68.1%+7.4pp |
| Annual return | 15.18% | 27.59%-12.4pp | 66.58%-51.4pp | 41.64%-26.5pp |
| Employer contribution / active EE | $1,671 | $3,444-51.5% | $4,554-63.3% | $2,551-34.5% |
| Participant deferral / active EE | $2,039 | $6,519-68.7% | $7,897-74.2% | $4,139-50.7% |
| Admin fee / account holder | $11,715 | $8,390+39.6% | $13,129-10.8% | $7,234+61.9% |