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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,852 | $88,672+118.6% | $105,223+84.2% | $82,448+135.1% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.97% | 30.86%-18.9pp | 180.65%-168.7pp | 41.64%-29.7pp |
| Employer contribution / active EE | $12,485 | $3,048+309.6% | $3,689+238.5% | $2,551+389.4% |
| Participant deferral / active EE | $5,424 | $4,036+34.4% | $5,072+6.9% | $4,139+31.0% |
| Admin fee / account holder | $7,559 | $7,146+5.8% | $8,859-14.7% | $7,234+4.5% |