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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,852 | $93,345+107.7% | $119,126+62.7% | $87,485+121.6% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 11.97% | 19.08%-7.1pp | 282.11%-270.1pp | 26.06%-14.1pp |
| Employer contribution / active EE | $12,485 | $3,172+293.6% | $4,034+209.5% | $2,596+380.9% |
| Participant deferral / active EE | $5,424 | $4,099+32.3% | $5,318+2.0% | $4,274+26.9% |
| Admin fee / account holder | $7,559 | $8,039-6.0% | $10,693-29.3% | $7,775-2.8% |