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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,428 | $87,132-57.0% | $105,624-64.6% | $80,959-53.8% |
| Participation rate | 96.0% | 70.4%+25.6pp | 75.3%+20.7pp | 67.7%+28.3pp |
| Annual return | 10.18% | 17.03%-6.8pp | 116.20%-106.0pp | 35.67%-25.5pp |
| Employer contribution / active EE | $2,092 | $2,397-12.7% | $3,168-34.0% | $2,757-24.1% |
| Participant deferral / active EE | $2,302 | $3,985-42.2% | $5,013-54.1% | $4,300-46.5% |
| Admin fee / account holder | $5,273 | $8,449-37.6% | $10,961-51.9% | $6,925-23.9% |