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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,252 | $94,436-32.0% | $115,599-44.4% | $82,637-22.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 10.71% | 18.37%-7.7pp | 111.10%-100.4pp | 53.51%-42.8pp |
| Employer contribution / active EE | $3,571 | $2,324+53.7% | $2,955+20.8% | $2,552+39.9% |
| Participant deferral / active EE | $1,182 | $3,955-70.1% | $4,889-75.8% | $4,126-71.4% |
| Admin fee / account holder | $1,504 | $10,328-85.4% | $12,841-88.3% | $7,339-79.5% |