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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,290 | $160,070+46.4% | $147,117+59.3% | $145,897+60.6% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 8.04% | 98.69%-90.6pp | 420.54%-412.5pp | 552.29%-544.2pp |
| Employer contribution / active EE | $2,997 | $5,285-43.3% | $4,932-39.2% | $4,663-35.7% |
| Participant deferral / active EE | $13,108 | $8,419+55.7% | $8,065+62.5% | $6,689+96.0% |
| Admin fee / account holder | $198,476 | $15,035+1220.1% | $12,993+1427.6% | $13,390+1382.2% |