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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,254 | $81,358-87.4% | $155,556-93.4% | $80,959-87.3% |
| Participation rate | 85.0% | 66.3%+18.7pp | 78.2%+6.8pp | 67.7%+17.3pp |
| Annual return | 9.68% | 33.39%-23.7pp | 64.84%-55.2pp | 35.67%-26.0pp |
| Employer contribution / active EE | $242 | $3,106-92.2% | $4,675-94.8% | $2,757-91.2% |
| Participant deferral / active EE | $1,580 | $3,455-54.3% | $5,631-71.9% | $4,300-63.3% |
| Admin fee / account holder | $2,463 | $7,994-69.2% | $15,885-84.5% | $6,925-64.4% |