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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,937 | $162,136+147.3% | $152,301+163.3% | $154,746+159.1% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 14.46% | 91.02%-76.6pp | 80.50%-66.0pp | 172.34%-157.9pp |
| Employer contribution / active EE | $5,913 | $4,890+20.9% | $4,624+27.9% | $4,379+35.0% |
| Participant deferral / active EE | $10,957 | $8,341+31.4% | $8,004+36.9% | $6,730+62.8% |
| Admin fee / account holder | $48,009 | $15,759+204.6% | $14,398+233.4% | $14,365+234.2% |