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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,750 | $100,073-12.3% | $85,126+3.1% | $145,877-39.8% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 15.84% | 84.11%-68.3pp | 66.63%-50.8pp | 551.28%-535.4pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,731-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,058 | $5,294-4.5% | $4,523+11.8% | $6,691-24.4% |
| Admin fee / account holder | $2,093 | $7,261-71.2% | $6,160-66.0% | $13,402-84.4% |