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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,734 | $126,661+81.4% | $113,397+102.6% | $138,895+65.4% |
| Participation rate | 88.9% | 79.4%+9.4pp | 76.5%+12.4pp | 79.9%+9.0pp |
| Annual return | 3.77% | 25.05%-21.3pp | 23.20%-19.4pp | 145.39%-141.6pp |
| Employer contribution / active EE | $94,547 | $3,456+2635.6% | $2,977+3075.7% | $4,194+2154.2% |
| Participant deferral / active EE | $57,843 | $5,693+916.1% | $5,076+1039.4% | $6,396+804.3% |
| Admin fee / account holder | $165,800 | $14,549+1039.6% | $11,957+1286.7% | $12,562+1219.8% |