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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,299 | $117,895+61.4% | $102,460+85.7% | $145,897+30.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 4.37% | 31.92%-27.6pp | 29.47%-25.1pp | 552.29%-547.9pp |
| Employer contribution / active EE | $2,357 | $3,619-34.9% | $3,025-22.1% | $4,663-49.4% |
| Participant deferral / active EE | $7,607 | $5,736+32.6% | $5,056+50.4% | $6,689+13.7% |
| Admin fee / account holder | $45,304 | $13,353+239.3% | $9,460+378.9% | $13,390+238.3% |