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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,413 | $81,504+224.4% | $102,437+158.1% | $80,959+226.6% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 11.99% | 25.60%-13.6pp | 24.95%-13.0pp | 35.67%-23.7pp |
| Employer contribution / active EE | $7,507 | $3,104+141.9% | $3,871+94.0% | $2,757+172.3% |
| Participant deferral / active EE | $9,271 | $3,871+139.5% | $5,060+83.2% | $4,300+115.6% |
| Admin fee / account holder | $6,191 | $6,719-7.9% | $8,388-26.2% | $6,925-10.6% |