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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,816 | $105,284+306.3% | $150,734+183.8% | $94,015+355.1% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 9.32% | 15.67%-6.4pp | 600.81%-591.5pp | 17.84%-8.5pp |
| Employer contribution / active EE | $11,966 | $3,599+232.5% | $4,918+143.3% | $2,790+328.9% |
| Participant deferral / active EE | $10,749 | $4,274+151.5% | $5,610+91.6% | $4,249+153.0% |
| Admin fee / account holder | $12,213 | $9,839+24.1% | $14,905-18.1% | $8,951+36.4% |