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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,816 | $88,672+382.5% | $105,223+306.6% | $82,448+418.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 9.32% | 30.86%-21.5pp | 180.65%-171.3pp | 41.64%-32.3pp |
| Employer contribution / active EE | $11,966 | $3,048+292.6% | $3,689+224.4% | $2,551+369.1% |
| Participant deferral / active EE | $10,749 | $4,036+166.3% | $5,072+111.9% | $4,139+159.7% |
| Admin fee / account holder | $12,213 | $7,146+70.9% | $8,859+37.9% | $7,234+68.8% |