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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,960 | $177,595-74.1% | $148,496-69.0% | $198,609-76.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 2.39% | 9.97%-7.6pp | 12.33%-9.9pp | 202.70%-200.3pp |
| Employer contribution / active EE | $2,799 | $4,098-31.7% | $3,497-20.0% | $5,055-44.6% |
| Participant deferral / active EE | $1,294 | $5,539-76.6% | $4,808-73.1% | $6,977-81.4% |
| Admin fee / account holder | $2,855 | $27,010-89.4% | $19,547-85.4% | $19,030-85.0% |