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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,919 | $101,778-39.2% | $164,975-62.5% | $80,925-23.5% |
| Participation rate | 56.4% | 71.8%-15.5pp | 78.6%-22.3pp | 67.7%-11.3pp |
| Annual return | 31.14% | 16.73%+14.4pp | 70.12%-39.0pp | 35.65%-4.5pp |
| Employer contribution / active EE | $876 | $2,954-70.4% | $4,343-79.8% | $2,756-68.2% |
| Participant deferral / active EE | $2,084 | $4,477-53.4% | $6,033-65.5% | $4,299-51.5% |
| Admin fee / account holder | $3,083 | $8,221-62.5% | $12,688-75.7% | $6,940-55.6% |