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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,391 | $138,393-33.2% | $184,256-49.9% | $80,959+14.1% |
| Participation rate | 97.1% | 83.9%+13.2pp | 86.8%+10.3pp | 67.7%+29.5pp |
| Annual return | 13.70% | 20.01%-6.3pp | 28.85%-15.1pp | 35.67%-22.0pp |
| Employer contribution / active EE | $3,665 | $4,847-24.4% | $6,427-43.0% | $2,757+32.9% |
| Participant deferral / active EE | $5,503 | $7,076-22.2% | $9,133-39.7% | $4,300+28.0% |
| Admin fee / account holder | $4,162 | $10,489-60.3% | $13,899-70.1% | $6,925-39.9% |