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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,183 | $157,829-94.2% | $136,867-93.3% | $198,609-95.4% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 5.00% | 51.25%-46.2pp | 42.97%-38.0pp | 202.70%-197.7pp |
| Employer contribution / active EE | $6,167 | $3,923+57.2% | $3,547+73.9% | $5,055+22.0% |
| Participant deferral / active EE | $2,208 | $5,463-59.6% | $4,924-55.1% | $6,977-68.3% |
| Admin fee / account holder | $47,163 | $11,107+324.6% | $10,340+356.1% | $19,030+147.8% |