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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,262 | $111,878+7.5% | $93,727+28.3% | $145,897-17.6% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 20.92% | 204.28%-183.4pp | 133.83%-112.9pp | 552.29%-531.4pp |
| Employer contribution / active EE | $476 | $3,092-84.6% | $2,421-80.4% | $4,663-89.8% |
| Participant deferral / active EE | $1,814 | $4,920-63.1% | $4,417-58.9% | $6,689-72.9% |
| Admin fee / account holder | $27 | $10,256-99.7% | $8,292-99.7% | $13,390-99.8% |