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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,704 | $67,823+8.7% | $52,425+40.6% | $137,256-46.3% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 16.22% | 219.11%-202.9pp | 302.12%-285.9pp | 220.34%-204.1pp |
| Employer contribution / active EE | $2,128 | $1,163+83.0% | $914+132.8% | $4,156-48.8% |
| Participant deferral / active EE | $6,786 | $2,288+196.6% | $1,790+279.0% | $6,407+5.9% |
| Admin fee / account holder | $9,435 | $2,844+231.7% | $2,495+278.2% | $12,270-23.1% |