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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,704 | $69,118+6.6% | $53,647+37.4% | $138,895-46.9% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 16.22% | 248.26%-232.0pp | 358.33%-342.1pp | 145.39%-129.2pp |
| Employer contribution / active EE | $2,128 | $1,189+78.9% | $962+121.2% | $4,194-49.3% |
| Participant deferral / active EE | $6,786 | $2,274+198.4% | $1,813+274.2% | $6,396+6.1% |
| Admin fee / account holder | $9,435 | $2,724+246.4% | $2,460+283.6% | $12,562-24.9% |