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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,704 | $174,018-57.6% | $136,833-46.1% | $198,609-62.9% |
| Participation rate | 100.0% | 65.1%+34.9pp | 59.0%+41.0pp | 82.4%+17.6pp |
| Annual return | 16.22% | 35.16%-18.9pp | 35.32%-19.1pp | 202.70%-186.5pp |
| Employer contribution / active EE | $2,128 | $1,571+35.5% | $1,319+61.4% | $5,055-57.9% |
| Participant deferral / active EE | $6,786 | $2,873+136.2% | $2,441+178.0% | $6,977-2.7% |
| Admin fee / account holder | $9,435 | $5,434+73.6% | $4,706+100.5% | $19,030-50.4% |