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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,668 | $145,431-50.7% | $211,142-66.1% | $87,485-18.1% |
| Participation rate | 95.2% | 84.7%+10.5pp | 87.3%+7.9pp | 68.9%+26.3pp |
| Annual return | 22.47% | 27.21%-4.7pp | 46.84%-24.4pp | 26.06%-3.6pp |
| Employer contribution / active EE | $1,489 | $4,662-68.1% | $6,442-76.9% | $2,596-42.7% |
| Participant deferral / active EE | $6,848 | $6,859-0.2% | $9,284-26.2% | $4,274+60.2% |
| Admin fee / account holder | $2,447 | $17,052-85.7% | $19,076-87.2% | $7,775-68.5% |