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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,992 | $138,393-59.5% | $184,256-69.6% | $80,959-30.8% |
| Participation rate | 97.7% | 83.9%+13.8pp | 86.8%+10.9pp | 67.7%+30.1pp |
| Annual return | 11.96% | 20.01%-8.0pp | 28.85%-16.9pp | 35.67%-23.7pp |
| Employer contribution / active EE | $1,185 | $4,847-75.5% | $6,427-81.6% | $2,757-57.0% |
| Participant deferral / active EE | $5,936 | $7,076-16.1% | $9,133-35.0% | $4,300+38.0% |
| Admin fee / account holder | $3,655 | $10,489-65.2% | $13,899-73.7% | $6,925-47.2% |