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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,668 | $146,267-51.0% | $197,124-63.6% | $82,448-13.1% |
| Participation rate | 95.2% | 84.0%+11.2pp | 86.7%+8.5pp | 68.1%+27.2pp |
| Annual return | 22.47% | 29.61%-7.1pp | 44.34%-21.9pp | 41.64%-19.2pp |
| Employer contribution / active EE | $1,489 | $4,723-68.5% | $6,227-76.1% | $2,551-41.6% |
| Participant deferral / active EE | $6,848 | $7,035-2.7% | $9,135-25.0% | $4,139+65.4% |
| Admin fee / account holder | $2,447 | $14,422-83.0% | $16,298-85.0% | $7,234-66.2% |