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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,863 | $124,425+156.3% | $112,040+184.6% | $137,256+132.3% |
| Participation rate | 84.2% | 79.3%+4.9pp | 76.5%+7.7pp | 80.0%+4.3pp |
| Annual return | 15.32% | 24.72%-9.4pp | 24.52%-9.2pp | 220.34%-205.0pp |
| Employer contribution / active EE | $6,054 | $3,411+77.5% | $2,954+104.9% | $4,156+45.7% |
| Participant deferral / active EE | $9,149 | $5,718+60.0% | $5,098+79.5% | $6,407+42.8% |
| Admin fee / account holder | $9,712 | $15,207-36.1% | $12,098-19.7% | $12,270-20.9% |