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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,863 | $136,860+133.0% | $120,344+165.0% | $154,746+106.1% |
| Participation rate | 84.2% | 79.9%+4.3pp | 76.7%+7.5pp | 80.7%+3.5pp |
| Annual return | 15.32% | 21.38%-6.1pp | 20.30%-5.0pp | 172.34%-157.0pp |
| Employer contribution / active EE | $6,054 | $3,533+71.4% | $3,020+100.5% | $4,379+38.2% |
| Participant deferral / active EE | $9,149 | $5,793+57.9% | $5,135+78.2% | $6,730+35.9% |
| Admin fee / account holder | $9,712 | $15,393-36.9% | $12,742-23.8% | $14,365-32.4% |