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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,388 | $76,407+365.1% | $150,298+136.5% | $82,448+331.0% |
| Participation rate | 74.6% | 66.4%+8.2pp | 77.8%-3.2pp | 68.1%+6.5pp |
| Annual return | 17.11% | 39.99%-22.9pp | 62.79%-45.7pp | 41.64%-24.5pp |
| Employer contribution / active EE | $4,569 | $2,614+74.8% | $4,154+10.0% | $2,551+79.1% |
| Participant deferral / active EE | $10,310 | $3,214+220.7% | $5,453+89.1% | $4,139+149.1% |
| Admin fee / account holder | $4,061 | $6,352-36.1% | $14,116-71.2% | $7,234-43.9% |