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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,388 | $78,690+351.6% | $161,489+120.1% | $87,485+306.2% |
| Participation rate | 74.6% | 67.5%+7.1pp | 78.7%-4.1pp | 68.9%+5.6pp |
| Annual return | 17.11% | 32.74%-15.6pp | 89.72%-72.6pp | 26.06%-8.9pp |
| Employer contribution / active EE | $4,569 | $2,588+76.5% | $4,268+7.0% | $2,596+76.0% |
| Participant deferral / active EE | $10,310 | $3,311+211.4% | $5,630+83.1% | $4,274+141.2% |
| Admin fee / account holder | $4,061 | $6,724-39.6% | $16,006-74.6% | $7,775-47.8% |