Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,263 | $60,305-43.2% | $81,780-58.1% | $74,400-53.9% |
| Participation rate | 69.5% | 62.9%+6.6pp | 72.4%-2.9pp | 67.2%+2.3pp |
| Annual return | 13.32% | 16.89%-3.6pp | 776.27%-762.9pp | 1367.51%-1354.2pp |
| Employer contribution / active EE | $1,121 | $2,623-57.3% | $2,914-61.5% | $2,624-57.3% |
| Participant deferral / active EE | $3,063 | $3,390-9.6% | $4,321-29.1% | $4,348-29.6% |
| Admin fee / account holder | $2,943 | $1,484+98.3% | $7,384-60.1% | $1,944+51.4% |