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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,778 | $108,942-76.3% | $100,415-74.3% | $145,897-82.3% |
| Participation rate | 81.3% | 83.0%-1.7pp | 81.5%-0.3pp | 80.3%+0.9pp |
| Annual return | 18.77% | 58.27%-39.5pp | 49.47%-30.7pp | 552.29%-533.5pp |
| Employer contribution / active EE | $2,986 | $4,422-32.5% | $3,943-24.3% | $4,663-36.0% |
| Participant deferral / active EE | $4,145 | $8,461-51.0% | $8,091-48.8% | $6,689-38.0% |
| Admin fee / account holder | $1,177 | $9,702-87.9% | $7,906-85.1% | $13,390-91.2% |