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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,987 | $183,516-97.8% | $155,534-97.4% | $145,884-97.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.35% | 61.43%-53.1pp | 64.92%-56.6pp | 551.85%-543.5pp |
| Employer contribution / active EE | $6,157 | $5,315+15.8% | $4,675+31.7% | $4,662+32.1% |
| Participant deferral / active EE | $2,125 | $6,467-67.1% | $5,630-62.3% | $6,690-68.2% |
| Admin fee / account holder | $60,548 | $19,293+213.8% | $15,900+280.8% | $13,392+352.1% |