Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $33,903 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,477 | $45,043+9.8% | $85,063-41.8% | $74,400-33.5% |
| Participation rate | 56.5% | 49.4%+7.1pp | 67.5%-11.1pp | 67.2%-10.8pp |
| Annual return | 16.19% | 26.26%-10.1pp | 66.54%-50.3pp | 1367.51%-1351.3pp |
| Employer contribution / active EE | $4,304 | $1,458+195.3% | $2,727+57.8% | $2,624+64.0% |
| Participant deferral / active EE | $6,733 | $2,733+146.3% | $4,523+48.9% | $4,348+54.8% |
| Admin fee / account holder | $303 | $2,210-86.3% | $6,155-95.1% | $1,944-84.4% |