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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,377 | $102,385-49.8% | $147,080-65.1% | $80,935-36.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.96% | 135.09%-120.1pp | 420.17%-405.2pp | 35.66%-20.7pp |
| Employer contribution / active EE | $4,557 | $3,717+22.6% | $4,933-7.6% | $2,757+65.3% |
| Participant deferral / active EE | $13,963 | $6,651+109.9% | $8,066+73.1% | $4,299+224.8% |
| Admin fee / account holder | $8,744 | $7,951+10.0% | $12,989-32.7% | $6,924+26.3% |