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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,738 | $106,864-44.1% | $147,318-59.4% | $82,637-27.7% |
| Participation rate | 97.6% | 75.5%+22.1pp | 82.1%+15.6pp | 68.1%+29.6pp |
| Annual return | 24.60% | 27.49%-2.9pp | 70.43%-45.8pp | 53.51%-28.9pp |
| Employer contribution / active EE | $5,139 | $3,417+50.4% | $4,593+11.9% | $2,552+101.4% |
| Participant deferral / active EE | $14,041 | $6,496+116.2% | $7,906+77.6% | $4,126+240.3% |
| Admin fee / account holder | $7,697 | $8,415-8.5% | $13,708-43.8% | $7,339+4.9% |