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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,088 | $86,940-74.6% | $102,434-78.4% | $80,935-72.7% |
| Participation rate | 98.0% | 72.4%+25.6pp | 76.5%+21.5pp | 67.7%+30.3pp |
| Annual return | 14.15% | 18.89%-4.7pp | 29.46%-15.3pp | 35.66%-21.5pp |
| Employer contribution / active EE | $4,745 | $2,370+100.2% | $3,023+56.9% | $2,757+72.1% |
| Participant deferral / active EE | $5,611 | $4,121+36.1% | $5,055+11.0% | $4,299+30.5% |
| Admin fee / account holder | $3,005 | $8,047-62.7% | $9,462-68.2% | $6,924-56.6% |