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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,011 | $172,111-51.8% | $150,298-44.8% | $137,256-39.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.13% | 69.37%-50.2pp | 62.79%-43.7pp | 220.34%-201.2pp |
| Employer contribution / active EE | $16,505 | $4,636+256.0% | $4,154+297.3% | $4,156+297.1% |
| Participant deferral / active EE | $11,143 | $6,166+80.7% | $5,453+104.4% | $6,407+73.9% |
| Admin fee / account holder | $2,420 | $16,471-85.3% | $14,116-82.9% | $12,270-80.3% |