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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $339,542 |
LPL FINANCIAL4 years Filed as: LPL FINANCIAL LLC Service code 55 PO BOX 509026 · SAN DIEGO, CA 921509026 | Other Commissions | $61,494 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $18,191 |
Service code 27 6300 BRIDGE POINT PKWY BLDG 1 STE 3 · AUSTIN, TX 787305097 | Advisory (Plan) | $16,673 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,149 | $103,975-59.5% | $183,328-77.0% | $103,975-59.5% |
| Participation rate | 75.6% | 72.5%+3.0pp | 77.3%-1.8pp | 72.5%+3.0pp |
| Annual return | 20.94% | 19.41%+1.5pp | 29.67%-8.7pp | 19.41%+1.5pp |
| Employer contribution / active EE | $3,266 | $3,722-12.3% | $5,055-35.4% | $3,722-12.3% |
| Participant deferral / active EE | $4,830 | $5,343-9.6% | $6,795-28.9% | $5,343-9.6% |
| Admin fee / account holder | $409 | $332+23.1% | $21,427-98.1% | $332+23.1% |