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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,145 | $201,259-46.8% | $184,200-41.8% | $145,959-26.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.02% | 28.98%-16.0pp | 28.80%-15.8pp | 561.95%-548.9pp |
| Employer contribution / active EE | $6,018 | $7,018-14.2% | $6,424-6.3% | $4,661+29.1% |
| Participant deferral / active EE | $10,402 | $9,806+6.1% | $9,132+13.9% | $6,689+55.5% |
| Admin fee / account holder | $564 | $16,372-96.6% | $13,907-95.9% | $13,398-95.8% |