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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,440 | $99,053+66.0% | $88,179+86.5% | $138,895+18.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 9.69% | 78.17%-68.5pp | 64.97%-55.3pp | 145.39%-135.7pp |
| Employer contribution / active EE | $4,342 | $2,882+50.6% | $2,549+70.3% | $4,194+3.5% |
| Participant deferral / active EE | $13,512 | $5,225+158.6% | $4,614+192.9% | $6,396+111.2% |
| Admin fee / account holder | $69,344 | $8,748+692.7% | $7,673+803.7% | $12,562+452.0% |