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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,440 | $97,125+69.3% | $86,233+90.7% | $137,256+19.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 9.69% | 74.19%-64.5pp | 61.39%-51.7pp | 220.34%-210.7pp |
| Employer contribution / active EE | $4,342 | $2,841+52.8% | $2,504+73.4% | $4,156+4.5% |
| Participant deferral / active EE | $13,512 | $5,180+160.9% | $4,559+196.4% | $6,407+110.9% |
| Admin fee / account holder | $69,344 | $9,725+613.1% | $8,342+731.3% | $12,270+465.1% |