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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,034 | $166,268-21.2% | $165,100-20.6% | $145,897-10.2% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 19.44% | 100.52%-81.1pp | 70.21%-50.8pp | 552.29%-532.9pp |
| Employer contribution / active EE | $3,127 | $5,284-40.8% | $4,348-28.1% | $4,663-32.9% |
| Participant deferral / active EE | $6,422 | $6,964-7.8% | $6,035+6.4% | $6,689-4.0% |
| Admin fee / account holder | $539 | $16,659-96.8% | $12,696-95.8% | $13,390-96.0% |