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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,034 | $166,020-21.1% | $164,866-20.5% | $145,959-10.2% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-11.9pp | 80.3%-13.6pp |
| Annual return | 19.44% | 100.08%-80.6pp | 69.97%-50.5pp | 561.95%-542.5pp |
| Employer contribution / active EE | $3,127 | $5,275-40.7% | $4,343-28.0% | $4,661-32.9% |
| Participant deferral / active EE | $6,422 | $6,961-7.7% | $6,033+6.4% | $6,689-4.0% |
| Admin fee / account holder | $539 | $16,644-96.8% | $12,689-95.8% | $13,398-96.0% |