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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,751 | $108,825+45.0% | $156,181+1.0% | $82,448+91.3% |
| Participation rate | 65.6% | 72.4%-6.8pp | 78.8%-13.3pp | 68.1%-2.5pp |
| Annual return | 18.27% | 20.59%-2.3pp | 64.87%-46.6pp | 41.64%-23.4pp |
| Employer contribution / active EE | $1,891 | $2,870-34.1% | $4,294-56.0% | $2,551-25.9% |
| Participant deferral / active EE | $9,447 | $4,577+106.4% | $6,132+54.1% | $4,139+128.2% |
| Admin fee / account holder | $976 | $9,341-89.5% | $14,586-93.3% | $7,234-86.5% |