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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,751 | $115,931+36.1% | $185,441-14.9% | $86,983+81.4% |
| Participation rate | 65.6% | 73.6%-8.1pp | 80.3%-14.7pp | 69.5%-4.0pp |
| Annual return | 18.27% | 21.47%-3.2pp | 20.16%-1.9pp | 25.83%-7.6pp |
| Employer contribution / active EE | $1,891 | $2,937-35.6% | $4,672-59.5% | $2,584-26.8% |
| Participant deferral / active EE | $9,447 | $4,551+107.6% | $6,152+53.6% | $4,194+125.3% |
| Admin fee / account holder | $976 | $10,687-90.9% | $17,890-94.5% | $7,856-87.6% |