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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,144 | $162,136-89.4% | $152,301-88.7% | $154,746-88.9% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 17.35% | 91.02%-73.7pp | 80.50%-63.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $2,355 | $4,890-51.8% | $4,624-49.1% | $4,379-46.2% |
| Participant deferral / active EE | $4,962 | $8,341-40.5% | $8,004-38.0% | $6,730-26.3% |
| Admin fee / account holder | $1,043 | $15,759-93.4% | $14,398-92.8% | $14,365-92.7% |