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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,144 | $196,972-91.3% | $182,262-90.6% | $198,609-91.4% |
| Participation rate | 87.5% | 85.7%+1.8pp | 84.2%+3.3pp | 82.4%+5.1pp |
| Annual return | 17.35% | 158.27%-140.9pp | 140.60%-123.2pp | 202.70%-185.4pp |
| Employer contribution / active EE | $2,355 | $5,364-56.1% | $5,046-53.3% | $5,055-53.4% |
| Participant deferral / active EE | $4,962 | $8,643-42.6% | $8,276-40.0% | $6,977-28.9% |
| Admin fee / account holder | $1,043 | $18,429-94.3% | $16,712-93.8% | $19,030-94.5% |