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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,061 | $110,039-49.1% | $97,260-42.4% | $145,884-61.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 14.80% | 244.44%-229.6pp | 75.54%-60.7pp | 551.85%-537.0pp |
| Employer contribution / active EE | $2,157 | $3,074-29.8% | $2,721-20.7% | $4,662-53.7% |
| Participant deferral / active EE | $5,429 | $4,674+16.2% | $4,262+27.4% | $6,690-18.8% |
| Admin fee / account holder | $320 | $6,204-94.8% | $5,640-94.3% | $13,392-97.6% |