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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,917 | $101,618-25.3% | $93,063-18.4% | $137,256-44.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 19.09% | 223.95%-204.9pp | 34.15%-15.1pp | 220.34%-201.2pp |
| Employer contribution / active EE | $2,708 | $2,7070% | $2,476+9.3% | $4,156-34.9% |
| Participant deferral / active EE | $5,736 | $4,279+34.0% | $3,958+44.9% | $6,407-10.5% |
| Admin fee / account holder | $663 | $6,198-89.3% | $6,033-89.0% | $12,270-94.6% |